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Fair Credit Reporting Act: But Can be a User and FurnisherHow to File a Complaint With Your Respective State Attorney General, Consumer Protection DivisionOther Helpful Sites and LinksAuto-Fraud Jury and Bench Trial Verdicts Magnuson-Moss Warranty Act [MMWA]----------------MMWA: The Statute, Its Purposes, Amendments and HistoryMMWA: DefinitionsMMWA: Burden of Proof: What Do You Have to Prove?MMWA: Proving a Defect in Non-Conformity With a Written WarrantyMMWA: Remedies: Rescission, Reduction in Purchase Price, Damages, Attorneys' Fees, Costs, etc.: What Can You Recover?MMWA: Full and Conspicuous Notice of the Warranty Terms and ConditionsMMWA: Violations of MMWA Are Not Automatic Violations of State Consumer Protection StatutesMMWA: Designation of Written WarrantiesMMWA: Federal Minimum Standards For WarrantiesMMWA: Full and Limited Waranting of a Consumer ProductMMWA: Service Contracts: Rules for Full, Clear and Conspicuous Disclosure of Terms and Conditions; Addition to or in Lieu of Written WarrantyMMWA: Designation of Representatives by Warrantor to Perform Duties Under Written or Implied WarrantyMMWA: Implied WarrantiesMMWA: Procedures, Commission RulesMMWA: Applicability of Other LawsMMWA: Effective DatesMMWA: Defenses Raised by WarrantorMMWA: Can You Use Res Ipsa Loquitur?MMWA: Calculation of DamagesState Law Versions of Magnuson Moss Warranty Act FTC Holder Rule/Notice, 16 C.F.R. 433, et. seq.----------------FTC Holder Rule: PurposesFTC Holder Notice Must Appear in All Consumer Credit ContractsFTC Holder Rule: Text of Notice; Language Which Must be UsedFTC Holder Rule: Both a Sword and a Shield For ConsumersFTC Holder Rule: Applies to Consumer Credit ContractsFTC Holder Rule: Any Holder Means Any and All Holders of the Instrument of Indebtedness/NoteFTC Holder Rule: No Limitation on Claims or Defenses Which Can be Asserted Against the HolderFTC Holder Rule: Assignee Standing in the Shoes of the SellerFTC Holder Rule: Lenders Can Protect Themselves: Recourse; Indemnity, etc.FTC Holder Rule: Recovery of All Monies Paid Under the ContractFTC Holder Rule: How Does the FTC Interpret the Statute?FTC Holder Rule: Subject Matter JurisdictionFTC Holder Rule: Important CasesHOEPA: Comparable Statute Using Similar Language to FTC Holder Rule Misrepresentation Claims----------------Misrepresentation: Negligence or Intentional: State Law Claims Waiver of Warranties: Express or Implied----------------As-Is Sales Language Lemon Laws: State Law Claims----------------Alabama's Lemon LawAlaska's Lemon LawArizona's Lemon LawArkansas's Lemon LawCalifornia's Lemon LawColorado's Lemon LawConnecticut's Lemon LawDelaware's Lemon LawFlorida's Lemon LawGeorgia's Lemon LawHawai'i's Lemon LawIdaho's Lemon LawIllinois's Lemon LawIndiana's Lemon LawIowa's Lemon LawKansas's Lemon LawLouisiana's Lemon LawMaine's Lemon LawMaryland's Lemon LawMassachusetts's Lemon LawMichigan's Lemon LawMinnesota's Lemon LawMississippi's Lemon LawMissouri's Lemon LawMontana's Lemon LawNebraska's Lemon LawNevada's Lemon LawNew Hampshire's Lemon LawNew Jersey's Lemon LawNew Mexico's Lemon LawNew York's Lemon LawNorth Carolina's Lemon LawNorth Dakota's Lemon LawOhio's Lemon LawOklahoma's Lemon LawOregon's Lemon LawPennsylvania's Lemon LawRhode Island's Lemon LawSouth Carolina's Lemon LawSouth Dakota's Lemon LawTennessee's Lemon LawTexas's Lemon LawUtah's Lemon LawVermont's Lemon LawVirginia's Lemon LawWashington's Lemon LawWest Virginia's Lemon LawWisconsin's Lemon LawWyoming's Lemon LawDistrict of Columbia's Lemon Law Redhibition and Rescission Other Than Under Lemon Laws----------------Louisiana: RedhibitionSouth Carolina: Breach of Express ot Implied Warranty Quanti-Minoris and Reduction in Purchase Price Other Than Lemon Laws----------------Louisiana: Quanti Minoris Automobile Repossession, Self-Help Repossession and Other Dispossession Issues----------------Louisiana: Self-Help Repossession Arbitration, Forum Selection, Choice of Law, Choice of Venue and Other Adhesionary Clauses----------------MMWA Trumps FAA? Can Arbitration be forced on Consumer Asserting Magnuson-Moss Warranty Act Claims?Arbitration: What is the Burden of Proof and Standard to Force It?Choice of Forum ClausesClass Action WaiversDefenses Available to the Consumer Odometer Fraud: Federal and Sate Laws: Claims for Damages----------------Federal and State Odometer Acts: Text of Statutes, Purposes and History of LawsFederal Odometer Act: Burden of Proof; Not a Strict Liability StatuteIs Proof of Intent Required?Dealer Must Adopt Practices to Uncover Odometer Fraud and DiscrepanciesSigning Odometer Disclosure with Inaccurate MileageWritten and Signed Odometer Disclosure is RequiredFederal and State Odometer Laws and Fraud: General Discussion, Tips and FactsDamages, Treble Damages, Attorneys' Fees and Other Awards Available Under Federal Odometer Act [FOA] Accessing Credit Reports: What Are Common Issues Presented in Car Sales?----------------15 U.S.C. 1681b[f]: Burden of Proof, Claims Available; Remedies; DamagesLoan ShoppingConsent of the ConsumerConsumer Initiated TransactionSkip-Tracing and Collection PurposesMere Test Drives and Walking Up on the LotCo-Signors Who Are Not PresentVicarious Liability for Employee's Actions in Acessing Credit ReportsPulling Employee's Credit ReportsAccessing Credit Reports in Connection With Direct Mail, Advertisements, Come-Ons, etc.Criminal Acts: ID Theft: Misuse of ReportDealer Investigating Potential CustomerBuying Car With Cash: No Credit Check Needed or Agreed UponAccessing Credit Reports on Non-Applicants Privacy Issues: Releasing Customer's Information, etc.----------------Releasing Information Pursuant to a Subpoena, Court Order, etc. Equal Credit Opportunity Act [ECOA]----------------Are Car Dealers a Creditor Under the ECOA? Auto Repair Frauds----------------General Discussions on Auto Repair Fraud and Tips Buying a Used Car: What Should I Consider----------------General Discussions and Tips on Used Car Shopping and Purchases Financing a Vehicle: What Should You Consider? Tips and Facts----------------General Discussions and Tips on Auto FinancingGAP Insurance: Is It Just a Scam? Should You Get It? Leasing a Vehicle: What Should You Consider? Tips and Facts----------------General Discussions and Tips on Auto Leasing Buying a New and Unused Car: What Should I Consider? Tips and Facts----------------General Discussions and Tips on New Car Shopping and Purchases Spot Delivery and Yo-Yo Frauds----------------Illinois: Spot Delivery and Yo-YoLouisiana: Spot Delivery and Yo-YoNew Jersey: Spot Delivery and Yo-YoOhio: Spot Delivery and Yo-YoNorth Carolina: Spot Delivery and Yo-YoMichigan: Spot Delivery and Yo-YoKentucky: Spot Delivery and Yo-YoTILA Implicated?Spot Delivery and Yo-Yo: General Discussion and ExplanationMississippi: Spot Delivery and Yo-YoFlorida: Spot Delivery and Yo-YoTennessee: Spot Delivery and Yo-YoSouth Carolina: Spot Delivery and Yo-YoNew Hampshire: Spot Delivery and Yo-YoKansas: Spot Delivery and Yo-YoVirginia: Spot Delivery and Yo-YoConnecticut: Spot Delivery and Yo-YoCalifornia: Spot Delivery and Yo-YoAlabama: Spot Delivery and Yo-YoColorado: Spot Delivery and Yo-YoGeorgia: Spot Delivery and Yo-Yo Expert Witness Issues----------------Proof of Defect Through Expert's Testimony Uniform Commercial Code [UCC]: Breach of Warranty Claims----------------UCC: Claims For Breach of WarrantyUCC: Burden of ProofNew York's UCC Pleadings: Law, Forms and Samples----------------Motions to Dismiss: OpposingComplaints, Petitions and Initiating PleadingsRemoval of Cases to Federal Court and Motions to Remand: Statutes, Case Law, and TipsSummary Judgment: Moving For and OpposingObjecting to a Federal Magistrate-Judge's Report and Recommendation Deceptive Trade Practices: States' Laws----------------Louisiana: LUPTA: La. R.S. 51:1401, et. seq.Texas: DTPA: Tex. Bus. & Comm. Code sec. 17.41, et. seq. Products Liability Laws----------------Louisiana Products Liability ActSouth Carolina Products Liability Litigation Strategies----------------Intra-District Transfer of Venue: Post-RemovalVenue, Transfer of Venue and Related ConsiderationsRemoval and Remand: What Can You Do If RemovedConflicts of Laws and Federal versus State Law Application: What Law Applies? Usury and Other Financing Issues: What Are the Rules Concerning Auto Financing?----------------Louisiana: Usury Federal Trade Commission Actions and Publications----------------Consumer Leasing Act ActionsRebuilt, Reconditioned or Used Auto PartsAuto Repair ShopsAutomobile Dealers: Privacy MattersAuto Service ContractsUsed Cars: Warranty MattersAuto Transport, Delivery and Shipping Scams and ActionsVarious Auto Pyramid SchemesBBB Auto LineFlood Damaged CarsLoan KickbacksPacked or Loaded PaymentsAuto Leasing ScamsExtended Warranty ScamsDealer Prep FeesCar Repair ScamsCurbstoningCar Title-WashingTowing Company Scams  New posts    No new posts    Announcement New posts [ Popular ]    No new posts [ Popular ]    Sticky New posts [ Locked ]    No new posts [ Locked ] You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum Powered by phpBB © 2001, 2005 phpBB Group